The complete system

The Gray Divorce Financial Workbook

Ten chapters and nine fill-in worksheets that walk you through the money side of divorce after 50 — what it costs, how retirement accounts get split, the Social Security rules most people miss, the house decision, the insurance gap, rebuilding credit, and your first 90 days after. Plain English. Honest numbers. Made for your situation, not someone's.

Instant PDF download · 30-day money-back guarantee · Free lifetime updates

Why this exists

Divorce after 50 is a financial event first and an emotional event second — and almost nobody explains the money part to you, the person living it. Law-firm blogs are written to sell you a consultation. Financial publishers write for a general audience. The Workbook sits in the gap: the consumer financial playbook, built around the decisions people over 50 actually face.

It doesn't replace your attorney, your CDFA, or your tax professional. It makes you the most prepared person in every one of those meetings.

What's inside

  1. Before You File: The 90-Day Financial Lockdown
    Worksheet: Net-Worth Snapshot · Document Checklist
  2. The True Cost of Gray Divorce
    Worksheet: 2026 Cost Estimator
  3. Splitting Retirement Accounts Without Losing Six Figures
    Worksheet: Account-by-Account Split Tracker (QDRO)
  4. Social Security: The Divorced-Spouse Playbook
    Worksheet: Benefits Timeline Planner
  5. The House Decision
    Worksheet: Keep-or-Sell Affordability Calculator
  6. Health Insurance for the 50–64 Gap
    Worksheet: Gap Coverage Budget + Enrollment Calendar
  7. Rebuilding Credit at 55+
    Worksheet: Credit Rebuild Tracker
  8. Alimony After 50: The Planning View
    Post-2019 tax rules, alimony-vs.-lump-sum math
  9. Building Your Team
    Worksheet: Advisor Interview Scorecard (CDFA vs. advisor vs. CPA)
  10. Your First 90 Days After
    Worksheet: Post-Divorce Reset Checklist (beneficiaries, estate plan, budget, insurance)

Buy the Workbook, get these free

Every purchase includes these bonuses at no extra charge:

  • The "Before You File" printable checklist — the complete document-gathering list from Chapter 1, formatted to print and check off.
  • The Settlement Conversation Scripts — plain-English questions to ask your attorney about the house, retirement, and support, so nothing important goes unmentioned.
  • Free lifetime updates — tax rules and benefit thresholds change; every update to the Workbook is yours free, forever.

This is for you if…

  • You're 50 or older and divorce is likely or underway
  • You want to understand costs before you commit to a process
  • Retirement accounts, Social Security, or the house are in play
  • You want to walk into professional meetings already prepared

This is not for you if…

  • You want legal advice about your specific case — this is educational, not legal counsel
  • Your divorce is already finalized and settled (the reset checklist chapter may still help)
  • You're looking for emotional or therapeutic support — this is the money side only

Questions people ask

Is this legal advice?

No. The Workbook is general educational information about the financial aspects of divorce after 50. It explains concepts, typical processes, and questions to ask — it does not tell you what to do in your case. Divorce law varies by state. Always work with a qualified attorney for legal decisions.

How do I receive it?

It's a PDF download — you get it instantly after checkout, and you can read it on any phone, tablet, or computer, or print it. The worksheets are designed to print and fill in by hand.

What if my state is different?

The Workbook covers federal rules (Social Security, QDROs, tax) and general financial principles that apply everywhere, and flags clearly where state law takes over (alimony, property division). It never substitutes for state-specific legal advice.

I'm already divorced. Is it too late?

Chapters 4 (Social Security), 7 (credit), and 10 (first 90 days after) are built for the post-divorce rebuild. The pre-filing chapters won't apply, but the reset work will.

What if it doesn't help me?

Then email us within 30 days and we'll refund you, no questions asked. We'd rather have 100% of buyers helped than keep $29 from someone it didn't serve.

Will the content go out of date?

Tax rules and benefit thresholds change. That's why every purchase includes free lifetime updates — when we revise the Workbook, the new edition lands in your inbox.

Start with clarity, not guesswork.

The Gray Divorce Financial Workbook — 10 chapters, 9 worksheets, 3 free bonuses. $29, backed by a 30-day guarantee.

Get the Workbook — $29

Please read: This workbook provides general educational information about the financial aspects of divorce after 50. It is not financial, legal, or tax advice, and it does not create a professional-client relationship. Divorce laws, tax rules, and benefit programs vary by state and change over time — consult a qualified attorney, Certified Divorce Financial Analyst (CDFA), or tax professional about your own situation before making decisions.