GD Gray Divorce GuideThe financial playbook for divorce after 50

Divorcing after 50? The money questions are the hardest ones.

Gray Divorce Guide is an independent resource that answers the financial side of divorce after 50 in plain English — what it costs, how retirement accounts get split, how to protect your credit, and how to rebuild. Not a law firm. Not a sales pitch.

Get the Free Checklist See the $29 Workbook

Built for people 50+ navigating divorce — large type, no jargon, honest numbers.

~40%
of U.S. divorces now involve someone age 50 or older — the only age group where divorce is still rising (National Center for Family & Marriage Research, 2025).
−45%
is how far the typical woman's standard of living falls after a gray divorce (demographic research, Journals of Gerontology).
10 yrs
of marriage is the line that decides your Social Security divorced-spouse benefits — most people near it have no idea (SSA.gov).

What we give you

Everything here is educational. We explain the money mechanics of gray divorce — costs, retirement splits, the house decision, insurance, credit — so you can walk into every professional's office already knowing the right questions.

Start here — free

The Gray Divorce Financial Checklist

The "before you file" checklist: documents to gather, accounts to inventory, and the first five calls to make. Printable, plain English.

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The complete system

The Gray Divorce Financial Workbook

$29

Ten chapters and nine fill-in worksheets: net-worth snapshot, cost estimator, retirement split tracker, Social Security timeline, house affordability calculator, and more.

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Ongoing guidance

Articles & Guides

In-depth, sourced guides on the questions people actually ask: what gray divorce costs, rebuilding credit at 55, QDROs, the pre-Medicare insurance gap.

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Who this is for

You're 50 or older and divorce is on the table — or already in motion. You want to understand the financial consequences before you sign anything: what the retirement split really costs, whether you can afford the house alone, what happens to your health insurance, and how to rebuild credit when every account was joint. If that's you, start with the free checklist, then work through the workbook at your own pace.